I’m Chrizalyn D. Andres, a 22 years old, 4th year student at Northwern University pursuing a Bachelor of science in Business Administration with a major in Financial Management. Originally from Brgy. 51-Nangalisan, Laoag City, Ilocos Norte. Taking up financial management can be a daunting task, but it’s a crucial step towards securing your financial future. It involves understanding your income and expenses, creating a budget, setting financial goals, and making informed decisions about saving, investing, and managing debt. By taking control of your finances, you can gain peace of mind, achieve your financial aspirations, and build a solid foundation for a prosperous future.