Nikko P. Pitallano. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Andrey V. Perico. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Jayne Airah C. Barasona. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Jenievi S. Asia. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Emmanuel A. Onsay. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur. emmanuel.onsay@parsu.edu.ph