Kristine Joy A. Saboco. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Kynne Renz B. Brizuela. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Romerose Pillos. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Jenievi S. Asia. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur
Emmanuel A. Onsay. Partido Institute of Economics, College of Business and Management, Partido State University, Goa, Camarines Sur, emmanuel.onsay@parsu.edu.ph