This study was conducted from October 2024 to January 2025 in Cavite State University – Silang Campus located at Biga I, Silang, Cavite, to determine the relationship between utang na loob’s five dimensions and the psychological well-being of those estudyanteng nakikitira. Specifically, this study sought to determine the following: (1) utang na loob scores, in terms of: (a) respect, (b) satisfaction, (c) reciprocity, (d) obligation, (e) closeness; (2) level of psychological well-being; significant relationship between utang na loob as (3) respect, (4) satisfaction, (5) reciprocity, (6) obligation, (7) closeness and psychological well-being. A correlational research design was used, with respondents selected through purposive, snowball sampling. Surveys with 85 estudyanteng nakikitira were conducted using the Utang na Loob and Psychological Well-being scales. Results showed that the higher the scores, the higher those estudyanteng nakikitira in utang na loob’s five dimensions with moderate psychological well-being. There was a significant relationship between utang na loob as respect, satisfaction, reciprocity, closeness, and psychological well-being. Those estudyanteng nakikitira with high scores in utang na loob's five dimensions were more motivated to reciprocate and express appreciation, fostering positive relationships and personal growth. Limitations of the study suggested improving the utang na loob instrument and exploring different aspects of utang na loob in future research. Future studies could explore utang na loob's relationship with psychological well-being and other Western psychological constructs.